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Affirm – Play now and pay over time! With interest rates as low as 0%,*  Affirm enables you to buy the gear you want today with no compromises!

Applying is simple, quick, private and secure. Affirm offers financing options that are flexible, transparent, and fair. When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. There are no hidden fees — not even late fees! Getting started with Affirm is as easy as 1, 2, 3:

STEP 1: Fill your cart
Shop for your gear and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.

STEP 2: Choose your payment schedule
Select the payment schedule that works for you, then confirm your loan. Choose from monthly (3/6/12) or weekly payments. We’ll never charge more than you see up front.

STEP 3: Make easy monthly payments
Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders so you never miss a payment.

Frequently Asked Questions:

Will Affirm affect my credit score?
Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

Does Affirm charge interest and fees?
We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

Can I use Affirm at a Sam Ash Store?
Yes! Just visit your local Sam Ash store and ask any associate about how you can make your purchase with Affirm.

Questions? Call 1-800-472-6274 to speak to a sales associate. 

* Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners. Options depend on your purchase amount, up to $17,500, and a down payment may be required.